A better way to shop for loans

Find the right loan without the phone tag.

We match you with vetted lenders across six loan categories in about two minutes. Checking your rate is free and won’t affect your credit score.

$14B+ Funded through partners
120+ Lenders in our network
2 min Average time to match
Free · No obligation

What are you borrowing for?

Pick a category and we’ll route you to the best-fit lenders.

Loan purpose
How much do you need?
$15,000 $1,000 – $100,000
See my loan options
1,247 people matched in the last 24 hours
256-bit SSL encryption
No hard credit check to browse
Funds in as little as 24 hours
Free forever · We’re paid by lenders
Loan types

Six ways we can help you get funded.

Each partner in our network is vetted for transparent pricing, licensed operation, and responsible lending practices.

Most popular
Debt consolidation

One monthly payment.
One clear payoff date.

Roll high-interest credit cards, medical bills and other debts into a single fixed-rate loan — typically saving borrowers $6,400 over the life of the loan versus minimum payments.

Loan amount$5K – $100K
APR from7.99%
Term2 – 7 years
Credit score640+
Compare consolidation offers
Personal loan

Flexible cash for whatever’s next.

Weddings, home repairs, moving costs — unsecured funds with fixed rates.

Amount$1K – $50K
APR from5.99%
See rates
Short-term cash

Small amounts, funded fast.

$100 to $2,500 deposited as soon as the next business day for emergencies.

Amount$100 – $2.5K
Funding24 hours
Request funds
Small business

Working capital for growing businesses.

Term loans, SBA loans and lines of credit for businesses 6+ months old.

Amount$5K – $500K
Min revenue$8K / mo
Fund your business
Auto refinance

Pay less on the car you already own.

Refi your current auto loan to lower monthly payments or shorten your term.

Amount$8K – $100K
APR from4.89%
Check auto rates
Home equity

Tap the value in your home.

HELOC and home equity loans for renovations, major purchases or consolidation.

AmountUp to $500K
APR from7.25%
Get home equity offers
How it works

Three steps between you and funding.

Most borrowers finish in under five minutes. We never charge fees and never sell your data outside our lender network.

1

Answer a few questions

Tell us the loan type, amount and a bit about you. It’s a soft credit inquiry — no impact on your score.

2

Compare real offers

We show you pre-qualified rates and terms from lenders that match your profile, side by side.

3

Pick your loan

Choose the offer that fits, finish the lender’s application, and receive funds — often within 24 hours.

Borrower stories

Trusted by real borrowers.

4.7 out of 5 based on 12,400+ reviews on Trustpilot & the Better Business Bureau.

“Consolidated $22K of credit card debt in an afternoon. Cut my monthly payment nearly in half.”

MR
Maria R.
Debt consolidation · Austin, TX

“I compared four lenders in ten minutes. Picked the one with the shortest term and cleanest terms.”

JT
Jared T.
Personal loan · Denver, CO

“Refinanced my auto loan and saved $92 a month. Whole thing took less than an hour.”

AK
Ashley K.
Auto refinance · Tampa, FL
Questions

Answers before you ask.

No. We’re a comparison service. We match you with lenders in our vetted network and let you compare their offers side by side. All loan terms, approval decisions, and funding are handled by the lender you choose.

No. Comparing offers on Finance2u uses a soft credit inquiry, which does not affect your credit score. Only when you formally apply with a chosen lender may they run a hard credit check.

It depends on the loan type and the lender you choose. Personal loans and cash advances can fund as quickly as the next business day. Home equity products typically take 2–6 weeks due to appraisal and title requirements.

No. Our comparison service is completely free to use. We’re compensated by lenders in our network when you choose one of their offers — it never adds anything to your loan cost.

Many of our partner lenders work with borrowers across a wide range of credit profiles. Even if you have a lower credit score, you may still be able to see options — enter your details and we’ll show you what’s available.

Ready when you are

Two minutes could save you thousands.

Check your rate with no impact to your credit and see what lenders in our network can do for you today.

Start my free match